Seller Financing

Flexible Land Ownership Without Traditional Bank Financing

Seller financing may be available on selected properties, giving buyers an alternative to a traditional bank loan.

How seller financing works

  • Seller financing may be available on selected properties.
  • Buyers make a down payment and scheduled monthly payments.
  • Terms vary by property.
  • Taxes, assessments, document fees, and loan-servicing fees may apply.
  • Buyers should review the full purchase agreement before committing.
  • Early payoff may be available according to the agreement.
  • Seller financing is not a mortgage-loan offer and is subject to property-specific terms.

What you can expect

When you choose seller financing on an eligible property, NS Real Estate provides a written purchase agreement describing the down payment, monthly payment, term, any recurring fees, and how the deed will be delivered. Documents are typically signed electronically to make the process accessible for remote buyers across the United States.

What seller financing is not

Seller financing on a specific parcel is a private, property-specific arrangement between NS Real Estate LLC and the buyer. It is not a mortgage loan offer, a pre-approval, or a general credit product. NS Real Estate LLC is not a bank or licensed lender, and the terms of any financing arrangement are governed entirely by the signed purchase agreement for the specific property.

Sample payment illustration

Example only — actual terms vary by property.

Property price
$14,900
Down payment
$1,000
Monthly payment
$199 / month
Term
84 months
Doc / servicing fee
Varies
Early payoff
Available per agreement